Experts point to several factors behind the surge in health insurance prices, including general inflation, the growing use of high-cost prescription drugs, and consolidation among medical providers.

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America’s health insurance marketplace that contributed to November’s government shutdown.

According to KFF, employers typically pay between 75% and 85% of the plan’s expenses and pass the rest onto workers. The remainder is usually deducted from their paychecks in the form of premiums. For 2026, employers are planning to shift more of those costs onto workers.

New data shows employer-sponsored health insurance costs in California jumped sharply from 2022 to 2025, rising twice as fast as inflation while shifting more costs onto workers and employers.

Facing a 200 percent increase in health insurance premiums, one Pittsburgh area couple, remarried for health insurance.

Covered California warns that some people may be at risk of dropping their health insurance. It all comes as the deadline to enroll nears.

Find out more about its costs and coverage options.

In 2025, auto insurance costs in the U.S. varied significantly by state, impacting household budgets. Understanding these differences can help drivers make informed decisions about their insurance options and financial planning.

Tirzepatide can cost $500 to $1,900 a month without insurance. More affordable tirzepatide alternatives include semaglutide, compounded GLP-1s, and oral weight loss medications, like