Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an injury or die due to a cause specified in your policy, such as a loss of a limb ...

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026.

At the end of 2025, the pandemic-era subsidies for the Affordable Care Act are due to expire. Federal lawmakers are debating ...

Underwriting is where the rubber meets the road. It determines the true price of the policy, affects internal rates of return and may justify choosing a carrier that initially looked less competitive.

“Unless there’s a need for liquidity, we don’t want our clients putting money into permanent life insurance. We want that money here as assets under management.” I first heard that said over 30 years ...

Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're ...

A financial advisor can help you identify and achieve your financial goals. Consider hiring an advisor if your finances are complex or you experience a major life event. Choose an advisor you feel ...

While Life Insurance Awareness Month (September), may be ending, that doesn’t mean this sometimes misunderstood financial planning resource is any less important. In fact, this multifaceted financial ...

Explore how financial advisors and financial planners differ.

Travel insurance has changed over the past decade, and with it, the role of the travel advisor has evolved. The health and well-being of customers have always been top-of-mind but doing it well in the ...

There are certain aspects of life it pays to hire a professional for. You could try to tackle a plumbing issue on your own, ...

Learn when having multiple financial advisors enhances wealth strategy and when it may complicate finances. Ensure all ...